Prop firms · Forex & CFD

Finotive Funding Review: Rules, Fees, Best and Worst

Score56/100
C - MixedTrust 61/100 · rank 54 of 62

By · Last verified

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Radar chart of Finotive Funding on eight axesProfitsplitDrawdownflexibilityPayoutspeedCostefficiencyRulesfreedomPlatforms& toolsScalingpotentialPayouttrust
Radar profile
56/100

Overall score of the 1 Phase Pro Challenge - 1-Step 50K plan ($514 for $50K), eight axes weighted equally. Higher is better for the trader.

Profit Split
60
80% profit split
Drawdown Flexibility
72
8% static max loss · daily limit 4% of balance
Payout Speed & Frequency
70
Payout on demand, then every 7 Days (7 days)
Evaluation Cost Efficiency
28
$514 for $50K · $10.28 per $1K
Rules Freedom
71
Consistency: The trader must achieve a net profit of 5% every 90-day period when funded · Min days: 3 · Daily loss limit: yes
Platform & Tools
52
Match Trader, MT5
Scaling Potential
35
Separate scaling plans for Challenge, Instant and Pro accounts (terms on firm help centre)
Reliability / Payout Trust
61
Trust 61/100 (C - Mixed) · Trustpilot: rating unavailable

Figures below are for the Finotive Funding - 1 Phase Pro Challenge - 1-Step 50K plan unless a row says otherwise.

Challenge fee$514
Account size$50K
Evaluation1-step, 2-step, instant funding
Profit target10%
Profit split80%
Max drawdown8% static
Daily loss limit4% of balance
Payout frequencyPayout on demand, then every 7 Days
Scaling planSeparate scaling plans for Challenge, Instant and Pro accounts (terms on firm help centre)
Account sizes offered$2.5K-$200K
Fee range$30-$3,275
PlatformsMatch Trader, MT5
Assetsindices, metals, fx, energy, stocks, crypto
LaunchedApril 2021
Based inUnited Arab Emirates
CEOOliver Newland
Best
  • Clear rules, real-time dashboard
  • Static DD on instant accounts
  • Weekly payouts
  • Goodwill resets in some cases
Worst / red flags
  • Discretionary profit-split cuts (to 10%)
  • Unclear rules surface at payout
  • High swap fees
  • KYC can delay payouts
Trust score
60.7/100
C - Mixed · rank 54 of 62
Trustpilot

Rating unavailable

Trustpilot: rating unavailable due to a breach of its guidelines; fake reviews removed. 1,071 reviews

Source: Trustpilot

Finotive Funding is a forex/CFD prop firm founded in April 2021 and based in the United Arab Emirates. We track 31 of its challenges (1-step, 2-step, instant funding), with account sizes of $2.5K-$200K and list fees of $30-$3,275. Platforms: Match Trader and MT5.

Verdict: Mixed trust signals: check payout and rule-enforcement feedback closely.

Finotive has announced a shorter rulebook from 19 October 2026, so check its current rules before you buy.

All 31 challengesSize, list price, targets and limits for every plan
ChallengeSizeScoreList priceTargetMax lossDaily lossSplitPayoutsMin daysConsistency
1 Phase Challenge - 1-Step 2.5K1-step$2,50054$4010%7.5% static4% of balance80%Payout on demand, then every 7 Days3None listed
1 Phase Challenge - 1-Step 5K1-step$5K54$7010%7.5% static4% of balance80%Payout on demand, then every 7 Days3None listed
1 Phase Challenge - 1-Step 10K1-step$10K55$11010%7.5% static4% of balance80%Payout on demand, then every 7 Days3None listed
1 Phase Challenge - 1-Step 25K1-step$25K55$25010%7.5% static4% of balance80%Payout on demand, then every 7 Days3None listed
1 Phase Challenge - 1-Step 50K1-step$50K56$45010%7.5% static4% of balance80%Payout on demand, then every 7 Days3None listed
1 Phase Pro Challenge - 1-Step 50K1-step$50K56$51410%8% static4% of balance80%Payout on demand, then every 7 Days3- The trader must achieve a net profit of 5% every 90-day period when funded
1 Phase Challenge - 1-Step 100K1-step$100K60$65010%7.5% static4% of balance80%Payout on demand, then every 7 Days3None listed
1 Phase Pro Challenge - 1-Step 100K1-step$100K57$91410%8% static4% of balance80%Payout on demand, then every 7 Days3- The trader must achieve a net profit of 5% every 90-day period when funded
1 Phase Challenge - 1-Step 200K1-step$200K61$1,16010%7.5% static4% of balance80%Payout on demand, then every 7 Days3None listed
1 Phase Pro Challenge - 1-Step 200K1-step$200K58$1,79910%8% static4% of balance80%Payout on demand, then every 7 Days3None listed
2 Phase Challenge - 2-Step 2.5K2-step$2,50057$307.5% / 5%9% static4.5% of balance80%Payout on demand, then every 7 Days2None listed
2 Phase Challenge - 2-Step 5K2-step$5K58$557.5% / 5%9% static4.5% of balance80%Payout on demand, then every 7 Days2None listed
2 Phase Challenge - 2-Step 10K2-step$10K58$1007.5% / 5%9% static4.5% of balance80%Payout on demand, then every 7 Days2None listed
2 Phase Challenge - 2-Step 25K2-step$25K59$2257.5% / 5%9% static4.5% of balance80%Payout on demand, then every 7 Days2None listed
2 Phase Challenge - 2-Step 50K2-step$50K59$4407.5% / 5%9% static4.5% of balance80%Payout on demand, then every 7 Days2None listed
2 Phase Pro Challenge - 2-Step 50K2-step$50K60$4697.5% / 5%10% static5% of balance80%Payout on demand, then every 7 Days2- The trader must achieve a net profit of 5% every 90-day period when funded
2 Phase Challenge - 2-Step 100K2-step$100K63$5957.5% / 5%9% static4.5% of balance80%Payout on demand, then every 7 Days2None listed
2 Phase Pro Challenge - 2-Step 100K2-step$100K62$7447.5% / 5%10% static5% of balance80%Payout on demand, then every 7 Days2- The trader must achieve a net profit of 5% every 90-day period when funded
2 Phase Challenge - 2-Step 200K2-step$200K65$9957.5% / 5%9% static4.5% of balance80%Payout on demand, then every 7 Days2None listed
2 Phase Pro Challenge - 2-Step 200K2-step$200K62$1,4847.5% / 5%10% static5% of balance80%Payout on demand, then every 7 Days2- The trader must achieve a net profit of 5% every 90-day period when funded
Instant Lite - Instant 2.5Kinstant funding$2,50044$75None (instant)6% static3% of balance70%14 days5None listed
Instant Standard - Instant 2.5Kinstant funding$2,50051$150None (instant)7% static3.5% of balance75%Payout on demand, then every 7 Days–- You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions
Instant Lite - Instant 5Kinstant funding$5K45$139None (instant)6% static3% of balance70%14 days5None listed
Instant Standard - Instant 5Kinstant funding$5K51$275None (instant)7% static3.5% of balance75%Payout on demand, then every 7 Days–- You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions
Instant Lite - Instant 10Kinstant funding$10K45$250None (instant)6% static3% of balance70%14 days5None listed
Instant Standard - Instant 10Kinstant funding$10K51$500None (instant)7% static3.5% of balance75%Payout on demand, then every 7 Days–- You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions
Instant Lite - Instant 25Kinstant funding$25K45$550None (instant)6% static3% of balance70%14 days5None listed
Instant Standard - Instant 25Kinstant funding$25K52$1,100None (instant)7% static3.5% of balance75%Payout on demand, then every 7 Days–- You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions
Instant Lite - Instant 50Kinstant funding$50K45$950None (instant)6% static3% of balance70%14 days5None listed
Instant Lite - Instant 100Kinstant funding$100K45$1,639None (instant)6% static3% of balance70%14 days5None listed
Instant Standard - Instant 100Kinstant funding$100K52$3,275None (instant)7% static3.5% of balance75%Payout on demand, then every 7 Days–- You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions

Data checked 9 October 2026. Prop firms change their rules often, so confirm on the firm's own site before you buy.

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