Finotive Funding Review: Rules, Fees, Best and Worst
Score56/100By Tanishq Sonawane · Last verified
Disclosure: Some links and codes on Quant Prop Pilot are affiliate links. If you buy through them we may earn a commission at no extra cost to you. Commission never changes a best or worst list. Full disclosure
Overall score of the 1 Phase Pro Challenge - 1-Step 50K plan ($514 for $50K), eight axes weighted equally. Higher is better for the trader.
Figures below are for the Finotive Funding - 1 Phase Pro Challenge - 1-Step 50K plan unless a row says otherwise.
| Challenge fee | $514 |
|---|---|
| Account size | $50K |
| Evaluation | 1-step, 2-step, instant funding |
| Profit target | 10% |
| Profit split | 80% |
| Max drawdown | 8% static |
| Daily loss limit | 4% of balance |
| Payout frequency | Payout on demand, then every 7 Days |
| Scaling plan | Separate scaling plans for Challenge, Instant and Pro accounts (terms on firm help centre) |
| Account sizes offered | $2.5K-$200K |
| Fee range | $30-$3,275 |
| Platforms | Match Trader, MT5 |
| Assets | indices, metals, fx, energy, stocks, crypto |
| Launched | April 2021 |
| Based in | United Arab Emirates |
| CEO | Oliver Newland |
- Clear rules, real-time dashboard
- Static DD on instant accounts
- Weekly payouts
- Goodwill resets in some cases
- Discretionary profit-split cuts (to 10%)
- Unclear rules surface at payout
- High swap fees
- KYC can delay payouts
Rating unavailable
Trustpilot: rating unavailable due to a breach of its guidelines; fake reviews removed. 1,071 reviews
Source: TrustpilotFinotive Funding is a forex/CFD prop firm founded in April 2021 and based in the United Arab Emirates. We track 31 of its challenges (1-step, 2-step, instant funding), with account sizes of $2.5K-$200K and list fees of $30-$3,275. Platforms: Match Trader and MT5.
Verdict: Mixed trust signals: check payout and rule-enforcement feedback closely.
Finotive has announced a shorter rulebook from 19 October 2026, so check its current rules before you buy.
All 31 challengesSize, list price, targets and limits for every plan
| Challenge | Size | Score | List price | Target | Max loss | Daily loss | Split | Payouts | Min days | Consistency |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 Phase Challenge - 1-Step 2.5K1-step | $2,500 | 54 | $40 | 10% | 7.5% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | None listed |
| 1 Phase Challenge - 1-Step 5K1-step | $5K | 54 | $70 | 10% | 7.5% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | None listed |
| 1 Phase Challenge - 1-Step 10K1-step | $10K | 55 | $110 | 10% | 7.5% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | None listed |
| 1 Phase Challenge - 1-Step 25K1-step | $25K | 55 | $250 | 10% | 7.5% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | None listed |
| 1 Phase Challenge - 1-Step 50K1-step | $50K | 56 | $450 | 10% | 7.5% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | None listed |
| 1 Phase Pro Challenge - 1-Step 50K1-step | $50K | 56 | $514 | 10% | 8% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | - The trader must achieve a net profit of 5% every 90-day period when funded |
| 1 Phase Challenge - 1-Step 100K1-step | $100K | 60 | $650 | 10% | 7.5% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | None listed |
| 1 Phase Pro Challenge - 1-Step 100K1-step | $100K | 57 | $914 | 10% | 8% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | - The trader must achieve a net profit of 5% every 90-day period when funded |
| 1 Phase Challenge - 1-Step 200K1-step | $200K | 61 | $1,160 | 10% | 7.5% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | None listed |
| 1 Phase Pro Challenge - 1-Step 200K1-step | $200K | 58 | $1,799 | 10% | 8% static | 4% of balance | 80% | Payout on demand, then every 7 Days | 3 | None listed |
| 2 Phase Challenge - 2-Step 2.5K2-step | $2,500 | 57 | $30 | 7.5% / | 9% static | 4.5% of balance | 80% | Payout on demand, then every 7 Days | 2 | None listed |
| 2 Phase Challenge - 2-Step 5K2-step | $5K | 58 | $55 | 7.5% / | 9% static | 4.5% of balance | 80% | Payout on demand, then every 7 Days | 2 | None listed |
| 2 Phase Challenge - 2-Step 10K2-step | $10K | 58 | $100 | 7.5% / | 9% static | 4.5% of balance | 80% | Payout on demand, then every 7 Days | 2 | None listed |
| 2 Phase Challenge - 2-Step 25K2-step | $25K | 59 | $225 | 7.5% / | 9% static | 4.5% of balance | 80% | Payout on demand, then every 7 Days | 2 | None listed |
| 2 Phase Challenge - 2-Step 50K2-step | $50K | 59 | $440 | 7.5% / | 9% static | 4.5% of balance | 80% | Payout on demand, then every 7 Days | 2 | None listed |
| 2 Phase Pro Challenge - 2-Step 50K2-step | $50K | 60 | $469 | 7.5% / | 10% static | 5% of balance | 80% | Payout on demand, then every 7 Days | 2 | - The trader must achieve a net profit of 5% every 90-day period when funded |
| 2 Phase Challenge - 2-Step 100K2-step | $100K | 63 | $595 | 7.5% / | 9% static | 4.5% of balance | 80% | Payout on demand, then every 7 Days | 2 | None listed |
| 2 Phase Pro Challenge - 2-Step 100K2-step | $100K | 62 | $744 | 7.5% / | 10% static | 5% of balance | 80% | Payout on demand, then every 7 Days | 2 | - The trader must achieve a net profit of 5% every 90-day period when funded |
| 2 Phase Challenge - 2-Step 200K2-step | $200K | 65 | $995 | 7.5% / | 9% static | 4.5% of balance | 80% | Payout on demand, then every 7 Days | 2 | None listed |
| 2 Phase Pro Challenge - 2-Step 200K2-step | $200K | 62 | $1,484 | 7.5% / | 10% static | 5% of balance | 80% | Payout on demand, then every 7 Days | 2 | - The trader must achieve a net profit of 5% every 90-day period when funded |
| Instant Lite - Instant 2.5Kinstant funding | $2,500 | 44 | $75 | None (instant) | 6% static | 3% of balance | 70% | 14 days | 5 | None listed |
| Instant Standard - Instant 2.5Kinstant funding | $2,500 | 51 | $150 | None (instant) | 7% static | 3.5% of balance | 75% | Payout on demand, then every 7 Days | – | - You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions |
| Instant Lite - Instant 5Kinstant funding | $5K | 45 | $139 | None (instant) | 6% static | 3% of balance | 70% | 14 days | 5 | None listed |
| Instant Standard - Instant 5Kinstant funding | $5K | 51 | $275 | None (instant) | 7% static | 3.5% of balance | 75% | Payout on demand, then every 7 Days | – | - You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions |
| Instant Lite - Instant 10Kinstant funding | $10K | 45 | $250 | None (instant) | 6% static | 3% of balance | 70% | 14 days | 5 | None listed |
| Instant Standard - Instant 10Kinstant funding | $10K | 51 | $500 | None (instant) | 7% static | 3.5% of balance | 75% | Payout on demand, then every 7 Days | – | - You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions |
| Instant Lite - Instant 25Kinstant funding | $25K | 45 | $550 | None (instant) | 6% static | 3% of balance | 70% | 14 days | 5 | None listed |
| Instant Standard - Instant 25Kinstant funding | $25K | 52 | $1,100 | None (instant) | 7% static | 3.5% of balance | 75% | Payout on demand, then every 7 Days | – | - You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions |
| Instant Lite - Instant 50Kinstant funding | $50K | 45 | $950 | None (instant) | 6% static | 3% of balance | 70% | 14 days | 5 | None listed |
| Instant Lite - Instant 100Kinstant funding | $100K | 45 | $1,639 | None (instant) | 6% static | 3% of balance | 70% | 14 days | 5 | None listed |
| Instant Standard - Instant 100Kinstant funding | $100K | 52 | $3,275 | None (instant) | 7% static | 3.5% of balance | 75% | Payout on demand, then every 7 Days | – | - You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions |
Data checked 9 October 2026. Prop firms change their rules often, so confirm on the firm's own site before you buy.