Prop firms · Forex & CFD

FXIFY Review: Rules, Fees, Best and Worst

Score60/100
A - High trustTrust 81/100 · rank 25 of 62No. 3 for intermediate traders · Forex & CFD

By · Last verified

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Radar chart of FXIFY on eight axesProfitsplitDrawdownflexibilityPayoutspeedCostefficiencyRulesfreedomPlatforms& toolsScalingpotentialPayouttrust
Radar profile
60/100

Overall score of the Pro - 2-Steps 50K plan ($375 for $50K), eight axes weighted equally. Higher is better for the trader.

Profit Split
60
80% profit split
Drawdown Flexibility
72
8% static max loss · daily limit 4% of balance
Payout Speed & Frequency
55
First payout 10 calendar days after the first trade, then every 10 days; 3 profitable… (10 days)
Evaluation Cost Efficiency
53
$375 for $50K · $7.50 per $1K
Rules Freedom
71
Consistency: None; profit capped at $4,000 per day on the funded account only (account read-only for the rest… · Min days: 3 · Daily loss limit: yes
Platform & Tools
68
DXTrade, MT5, TradingView
Scaling Potential
20
No scaling on 2-Phase Pro (not eligible for the scaling plan)
Reliability / Payout Trust
81
Trust 81/100 (A - High trust) · Trustpilot 4.3 from 6,401 reviews

Figures below are for the FXIFY - Pro - 2-Steps 50K plan unless a row says otherwise.

Challenge fee$375
Account size$50K
Evaluation1-step, 2-step, 3-step, instant funding
Profit target4% / 8%
Profit split80%
Max drawdown8% static
Daily loss limit4% of balance
Payout frequencyEvery 10 days
Payout termsEvery 10 days - 10 Days
Scaling plan+25% after 10% return in 3 months (2 profitable); then doubles every 3 months, up to 4 times; not on Pro/Instant/Lightning
Account sizes offered$1K-$400K
Fee range$19-$4,249
PlatformsDXTrade, MT4, MT5, TradingView
Assetsfx, indices, energy, metals, stocks
LaunchedApril 2023
Based inUnited Kingdom
CEOPeter Brown and David Bhidey
Best
  • Clear rules, no hidden requirements
  • Long payout history; $30K+ withdrawals
  • Instant funding and many challenge types
  • MT5 available
Worst / red flags
  • Payouts can take 5-14 days
  • Disputed latency-arbitrage terminations
  • Switch to trailing DD on some plans
  • KYC issues via Rise payouts
Trust score
81.4/100
A - High trust · rank 25 of 62
Trustpilot

4.3/5

6,401 reviews

Source: Trustpilot

FXIFY is a forex/CFD prop firm founded in April 2023 and based in the United Kingdom. We track 54 of its challenges (1-step, 2-step, 3-step, instant funding), with account sizes of $1K-$400K and list fees of $19-$4,249. Platforms: DXTrade, MT4, MT5 and TradingView.

Verdict: Highly trusted by traders; a strong pick if its rules fit your style.

All 54 challengesSize, list price, targets and limits for every plan
ChallengeSizeScoreList priceTargetMax lossDaily lossSplitPayoutsMin daysConsistency
1-Phase - 1-Step 5K1-step$5K52$5910%6% balance trailing3% of balance80%30 days5None listed
1-Phase - 1-Step 10K1-step$10K54$8910%6% balance trailing3% of balance80%30 days5None listed
Lightning Challenge - 1-Step 10K1-step$10K59$595%4% balance trailing3% of balance80%14 days3- 30% consistency rule
1-Phase - 1-Step 15K1-step$15K55$11910%6% balance trailing3% of balance80%30 days5None listed
1-Phase - 1-Step 25K1-step$25K55$19910%6% balance trailing3% of balance80%30 days5None listed
Lightning Challenge - 1-Step 25K1-step$25K59$1495%4% balance trailing3% of balance80%14 days3- 30% consistency rule
1-Phase - 1-Step 50K1-step$50K56$37910%6% balance trailing3% of balance80%30 days5None listed
Lightning Challenge - 1-Step 50K1-step$50K60$2495%4% balance trailing3% of balance80%14 days3- 30% consistency rule
1-Phase - 1-Step 100K1-step$100K59$54910%6% balance trailing3% of balance80%30 days5None listed
Lightning Challenge - 1-Step 100K1-step$100K62$3995%4% balance trailing3% of balance80%14 days3- 30% consistency rule
1-Phase - 1-Step 200K1-step$200K59$1,04910%6% balance trailing3% of balance80%30 days5None listed
1-Phase - 1-Step 400K1-step$400K56$2,95010%6% balance trailing3% of balance80%30 days5None listed
Static - 2-Phase - 2-Steps 5K2-step$5K63$595% / 10%10% static4% of balance80%14 days4Evaluation: None | Funded: 25% max per day
Trailing - 2-Steps 5K2-step$5K57$5910% / 5%10% balance trailing4% of balance80%30 days5None listed
Pro - 2-Steps 10K2-step · max payout $500 on each of the first two payouts; no cap after$10K56$1294% / 8%8% static4% of balance80%10 days3None; profit capped at $4,000 per day on the funded account only (account read-only for the rest of the day)
Static - 2-Phase - 2-Steps 10K2-step$10K65$895% / 10%10% static4% of balance80%14 days4Evaluation: None | Funded: 25% max per day
Trailing - 2-Steps 10K2-step$10K59$8910% / 5%10% balance trailing4% of balance80%30 days5None listed
Static - 2-Phase - 2-Steps 15K2-step$15K66$1195% / 10%10% static4% of balance80%14 days4Evaluation: None | Funded: 25% max per day
Trailing - 2-Steps 15K2-step$15K60$11910% / 5%10% balance trailing4% of balance80%30 days5None listed
Pro - 2-Steps 25K2-step · max payout $1,250 on each of the first two payouts; no cap after$25K58$2254% / 8%8% static4% of balance80%10 days3None; profit capped at $4,000 per day on the funded account only (account read-only for the rest of the day)
Static - 2-Phase - 2-Steps 25K2-step$25K66$1995% / 10%10% static4% of balance80%14 days4Evaluation: None | Funded: 25% max per day
Trailing - 2-Steps 25K2-step$25K60$19910% / 5%10% balance trailing4% of balance80%30 days5None listed
Pro - 2-Steps 50K2-step · max payout $2,500 on each of the first two payouts; no cap after$50K60$3754% / 8%8% static4% of balance80%10 days3None; profit capped at $4,000 per day on the funded account only (account read-only for the rest of the day)
Static - 2-Phase - 2-Steps 50K2-step$50K66$3795% / 10%10% static4% of balance80%14 days4Evaluation: None | Funded: 25% max per day
Trailing - 2-Steps 50K2-step$50K61$37910% / 5%10% balance trailing4% of balance80%30 days5None listed
Pro - 2-Steps 100K2-step · max payout $5,000 on each of the first two payouts; no cap after$100K62$5994% / 8%8% static4% of balance80%10 days3None; profit capped at $4,000 per day on the funded account only (account read-only for the rest of the day)
Static - 2-Phase - 2-Steps 100K2-step$100K69$5495% / 10%10% static4% of balance80%14 days4Evaluation: None | Funded: 25% max per day
Trailing - 2-Steps 100K2-step$100K64$54910% / 5%10% balance trailing4% of balance80%30 days5None listed
Pro - 2-Steps 150K2-step · max payout $7,500 on each of the first two payouts; no cap after$150K62$8494% / 8%8% static4% of balance80%10 days3None; profit capped at $4,000 per day on the funded account only (account read-only for the rest of the day)
Pro - 2-Steps 200K2-step · max payout $8,000 on each of the first two payouts; no cap after$200K63$1,0994% / 8%8% static4% of balance80%10 days3None; profit capped at $4,000 per day on the funded account only (account read-only for the rest of the day)
Trailing - 2-Steps 200K2-step$200K64$1,04910% / 5%10% balance trailing4% of balance80%30 days5None listed
Pro - 2-Steps 250K2-step · max payout $8,000 on each of the first two payouts; no cap after$250K63$1,3504% / 8%8% static4% of balance80%10 days3None; profit capped at $4,000 per day on the funded account only (account read-only for the rest of the day)
Trailing - 2-Steps 400K2-step$400K61$2,95010% / 5%10% balance trailing4% of balance80%30 days5None listed
3-Phase - 3-Steps 5K3-step$5K57$395% / 5% / 5%5% static5% of balance80%30 days5None listed
3-Phase - 3-Steps 10K3-step$10K59$595% / 5% / 5%5% static5% of balance80%30 days5None listed
3-Phase - 3-Steps 15K3-step$15K60$795% / 5% / 5%5% static5% of balance80%30 days5None listed
3-Phase - 3-Steps 25K3-step$25K59$1495% / 5% / 5%5% static5% of balance80%30 days5None listed
3-Phase - 3-Steps 50K3-step$50K61$2495% / 5% / 5%5% static5% of balance80%30 days5None listed
3-Phase - 3-Steps 100K3-step$100K62$3995% / 5% / 5%5% static5% of balance80%30 days5None listed
3-Phase - 3-Steps 200K3-step$200K62$7995% / 5% / 5%5% static5% of balance80%30 days5None listed
3-Phase - 3-Steps 400K3-step$400K62$1,5995% / 5% / 5%5% static5% of balance80%30 days5None listed
Instant Standard - Instant 1Kinstant funding$1K59$69None (instant)8% balance trailing8% of balance80%14 days–None listed
Instant Lite - Instant 2.5Kinstant funding$2,50059$19None (instant)4% balance trailing3% of balance80%10 days5None listed
Instant Standard - Instant 2.5Kinstant funding$2,50059$119None (instant)8% balance trailing8% of balance80%14 days–None listed
Instant Lite - Instant 5Kinstant funding$5K58$44None (instant)4% balance trailing3% of balance80%10 days5None listed
Instant Standard - Instant 5Kinstant funding$5K59$229None (instant)8% balance trailing8% of balance80%14 days–None listed
Instant Lite - Instant 10Kinstant funding$10K58$89None (instant)4% balance trailing3% of balance80%10 days5None listed
Instant Standard - Instant 10Kinstant funding$10K59$449None (instant)8% balance trailing8% of balance80%14 days–None listed
Instant Lite - Instant 25Kinstant funding$25K60$169None (instant)4% balance trailing3% of balance80%10 days5None listed
Instant Standard - Instant 25Kinstant funding$25K60$899None (instant)8% balance trailing8% of balance80%14 days–None listed
Instant Lite - Instant 50Kinstant funding$50K62$289None (instant)4% balance trailing3% of balance80%10 days5None listed
Instant Standard - Instant 50Kinstant funding$50K60$1,749None (instant)8% balance trailing8% of balance80%14 days–None listed
Instant Standard - Instant 75Kinstant funding$75K60$2,499None (instant)8% balance trailing8% of balance80%14 days–None listed
Instant Standard - Instant 100Kinstant funding$100K60$4,249None (instant)8% balance trailing8% of balance80%14 days–None listed

Data checked 9 October 2026. Prop firms change their rules often, so confirm on the firm's own site before you buy.

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