Prop firms · Forex & CFD
Instant Funding Review: Rules, Fees, Best and Worst
Score62/100D - CautionTrust 60/100 · rank 57 of 62
By Tanishq Sonawane · Last verified
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Radar profile
62/100
Overall score of the IF Evolve - 1-Step 50K plan ($99 for $50K), eight axes weighted equally. Higher is better for the trader.
Figures below are for the Instant Funding Firm - IF Evolve - 1-Step 50K plan unless a row says otherwise.
| Challenge fee | $99 |
|---|---|
| Account size | $50K |
| Evaluation | 1-step, instant funding |
| Profit target | 6% |
| Profit split | 80% (up to 90% on other plans) |
| Max drawdown | 4% EOD trailing |
| Daily loss limit | None |
| Payout frequency | On demand after 5 profitable days |
| Payout terms | On demand after 5 profitable days; each payout capped at 50% of profit and $2,000, and no payouts after the fifth |
| Scaling plan | Offered (up to $1M+, fast-track); terms not published |
| Account sizes offered | $625-$120K |
| Fee range | $25-$6,049 |
| Platforms | cTrader, Match Trader, MT5 |
| Assets | fx, crypto, metals, energy, indices, otherCommodities |
| Launched | June 2022 |
| Based in | United Kingdom |
| CEO | Lewis |
Best
- Clear rules, no hidden conditions
- Instant funding with static drawdown
- Affordable pricing
- Payouts often within 24-48h
Worst / red flags
- 1% risk rule counts slippage
- 15-20% consistency rule
- Copy-trading / IP payout denials
- Occasional payout delays
Trust score
59.6/100
D - Caution · rank 57 of 62
Trustpilot
Rating unavailable
Trustpilot: rating unavailable due to a breach of its guidelines; fake reviews removed. 4,370 reviews
Source: TrustpilotInstant Funding is a forex/CFD prop firm founded in June 2022 and based in the United Kingdom. We track 52 of its challenges (1-step, instant funding), with account sizes of $625-$120K and list fees of $25-$6,049. Platforms: cTrader, Match Trader and MT5.
Verdict: Proceed with caution: weak or compromised trust signals.
Instant Funding renamed most of its plans on 23 September 2026 (for example, Original became Pro and Go became Lite), so some plan names in the table below may be out of date.
All 52 challengesSize, list price, targets and limits for every plan
| Challenge | Size | Score | List price | Target | Max loss | Daily loss | Split | Payouts | Min days | Consistency |
|---|---|---|---|---|---|---|---|---|---|---|
| One Phase Lite - 1-Phase 5K1-step | $5K | 54 | $57 | 9% | 6% balance trailing | 4% of higher of EOD balance/ | 80% | 7 days | – | None listed |
| IF Evolve - 1-Step 10K1-step | $10K | 60 | $49 | 6% | 4% EOD trailing | None | 80% | 5 days | 5 | None listed |
| One Phase Lite - 1-Phase 10K1-step | $10K | 55 | $100 | 9% | 6% balance trailing | 4% of higher of EOD balance/ | 80% | 7 days | – | None listed |
| Static - One-Phase Pro - 1-Step 10K1-step | $10K | 61 | $127 | 10% | 8% static | 3% of higher of EOD balance/ | 80% | 1 days | 3 | None listed |
| IF Evolve - 1-Step 25K1-step | $25K | 62 | $69 | 6% | 4% EOD trailing | None | 80% | 5 days | 5 | None listed |
| One Phase Lite - 1-Phase 25K1-step | $25K | 58 | $185 | 9% | 6% balance trailing | 4% of higher of EOD balance/ | 80% | 7 days | – | None listed |
| Static - One-Phase Pro - 1-Step 25K1-step | $25K | 64 | $205 | 10% | 8% static | 3% of higher of EOD balance/ | 80% | 1 days | 3 | None listed |
| IF Evolve - 1-Step 50K1-step | $50K | 62 | $99 | 6% | 4% EOD trailing | None | 80% | 5 days | 5 | None listed |
| One Phase Lite - 1-Phase 50K1-step | $50K | 60 | $284 | 9% | 6% balance trailing | 4% of higher of EOD balance/ | 80% | 7 days | – | None listed |
| Static - One-Phase Pro - 1-Step 50K1-step | $50K | 64 | $424 | 10% | 8% static | 3% of higher of EOD balance/ | 80% | 1 days | 3 | None listed |
| One Phase Lite - 1-Phase 100K1-step | $100K | 61 | $500 | 9% | 6% balance trailing | 4% of higher of EOD balance/ | 80% | 7 days | – | None listed |
| Static - One-Phase Pro - 1-Step 100K1-step | $100K | 65 | $746 | 10% | 8% static | 3% of higher of EOD balance/ | 80% | 1 days | 3 | None listed |
| Instant Funding Clarity - Instant 625instant funding | $625 | 58 | $49 | None (instant) | 10% balance trailing | None | 80% | 7 days | – | None listed |
| Instant Funding Pro - Instant - 625Sinstant funding | $625 | 58 | $44 | None (instant) | 10% balance trailing | None | 80% | 7 days | 0 | None listed |
| Instant Funding Clarity - Instant 1.25Kinstant funding | $1,250 | 58 | $93 | None (instant) | 10% balance trailing | None | 80% | 7 days | – | None listed |
| Instant Funding Pro - Instant 1.25Kinstant funding | $1,250 | 58 | $84 | None (instant) | 10% balance trailing | None | 80% | 7 days | 0 | None listed |
| Lite - Instant 1.25Kinstant funding | $1,250 | 56 | $67 | None (instant) | 10% balance trailing | 4% | 80% | 7 days | – | None listed |
| IF Starter - Instant Funding 2Kinstant funding | $2K | 56 | $25 | None (instant) | 4% static | 2% of higher of EOD balance/ | 90% | 1 days | – | - 15% best day rule: your best trading day must not account for more than 15% of your total profit. |
| Instant Funding Clarity - Instant 2.5Kinstant funding | $2,500 | 59 | $142 | None (instant) | 10% balance trailing | None | 80% | 7 days | – | None listed |
| Instant Funding Pro - Instant 2.5Kinstant funding | $2,500 | 59 | $129 | None (instant) | 10% balance trailing | None | 80% | 7 days | 0 | None listed |
| Lite - Instant 2.5Kinstant funding | $2,500 | 57 | $103 | None (instant) | 10% balance trailing | 4% | 80% | 7 days | – | None listed |
| IF Micro Lite - Instant Funding 5Kinstant funding | $5K | 50 | $59 | None (instant) | 6% balance trailing | 3% of higher of EOD balance/ | 80% | 14 days | – | None listed |
| IF Starter - Instant Funding 5Kinstant funding | $5K | 60 | $38 | None (instant) | 4% static | 2% of higher of EOD balance/ | 90% | 1 days | – | - 15% best day rule: your best trading day must not account for more than 15% of your total profit. |
| Instant Funding Clarity - Instant 5Kinstant funding | $5K | 59 | $263 | None (instant) | 10% balance trailing | None | 80% | 7 days | – | None listed |
| Instant Funding Pro - Instant 5Kinstant funding | $5K | 59 | $239 | None (instant) | 10% balance trailing | None | 80% | 7 days | 0 | None listed |
| Lite - Instant 5Kinstant funding | $5K | 57 | $191 | None (instant) | 10% balance trailing | 4% | 80% | 7 days | – | None listed |
| Static - IF Micro Pro- Instant Funding 5Kinstant funding | $5K | 58 | $53 | None (instant) | 6% static | 4% of higher of EOD balance/ | 80% | 1 days | – | 15% (Funded) | 20% with add on except for $100K accounts |
| IF Micro Lite - Instant Funding 10Kinstant funding | $10K | 51 | $99 | None (instant) | 6% balance trailing | 3% of higher of EOD balance/ | 80% | 14 days | – | None listed |
| IF Starter - Instant Funding 10Kinstant funding | $10K | 61 | $69 | None (instant) | 4% static | 2% of higher of EOD balance/ | 90% | 1 days | – | - 15% best day rule: your best trading day must not account for more than 15% of your total profit. |
| Instant Funding Clarity - Instant 10Kinstant funding | $10K | 59 | $505 | None (instant) | 10% balance trailing | None | 80% | 7 days | – | None listed |
| Instant Funding Pro - Instant 10Kinstant funding | $10K | 59 | $459 | None (instant) | 10% balance trailing | None | 80% | 7 days | 0 | None listed |
| Lite - Instant 10Kinstant funding | $10K | 57 | $367 | None (instant) | 10% balance trailing | 4% | 80% | 7 days | – | None listed |
| Static - IF Micro Pro- Instant Funding 10Kinstant funding | $10K | 59 | $99 | None (instant) | 6% static | 4% of higher of EOD balance/ | 80% | 1 days | – | 15% (Funded) | 20% with add on except for $100K accounts |
| IF Starter - Instant Funding 20Kinstant funding | $20K | 65 | $119 | None (instant) | 4% static | 2% of higher of EOD balance/ | 90% | 1 days | – | None listed |
| Instant Funding Clarity - Instant 20Kinstant funding | $20K | 59 | $989 | None (instant) | 10% balance trailing | None | 80% | 7 days | – | None listed |
| Instant Funding Pro - Instant 20Kinstant funding | $20K | 59 | $899 | None (instant) | 10% balance trailing | None | 80% | 7 days | 0 | None listed |
| Lite - Instant 20Kinstant funding | $20K | 57 | $719 | None (instant) | 10% balance trailing | 4% | 80% | 7 days | – | None listed |
| IF Micro Lite - Instant Funding 25Kinstant funding | $25K | 54 | $193 | None (instant) | 6% balance trailing | 3% of higher of EOD balance/ | 80% | 14 days | – | None listed |
| Static - IF Micro Pro- Instant Funding 25Kinstant funding | $25K | 60 | $213 | None (instant) | 6% static | 4% of higher of EOD balance/ | 80% | 1 days | – | 15% (Funded) | 20% with add on except for $100K accounts |
| Instant Funding Clarity - Instant 40Kinstant funding | $40K | 59 | $2,034 | None (instant) | 10% balance trailing | None | 80% | 7 days | – | None listed |
| Instant Funding Pro - Instant 40Kinstant funding | $40K | 59 | $1,849 | None (instant) | 10% balance trailing | None | 80% | 7 days | 0 | None listed |
| Lite - Instant 40Kinstant funding | $40K | 57 | $1,479 | None (instant) | 10% balance trailing | 4% | 80% | 7 days | – | None listed |
| IF Micro Lite - Instant Funding 50Kinstant funding | $50K | 55 | $341 | None (instant) | 6% balance trailing | 3% of higher of EOD balance/ | 80% | 14 days | – | None listed |
| IF Starter - Instant Funding 50Kinstant funding | $50K | 65 | $289 | None (instant) | 4% static | 2% of higher of EOD balance/ | 90% | 1 days | – | None listed |
| Static - IF Micro Pro- Instant Funding 50Kinstant funding | $50K | 61 | $399 | None (instant) | 6% static | 4% of higher of EOD balance/ | 80% | 1 days | – | 15% (Funded) | 20% with add on except for $100K accounts |
| Instant Funding Clarity - Instant 80Kinstant funding | $80K | 59 | $4,069 | None (instant) | 10% balance trailing | None | 80% | 7 days | – | None listed |
| Instant Funding Pro - Instant 80Kinstant funding | $80K | 59 | $3,699 | None (instant) | 10% balance trailing | None | 80% | 7 days | 0 | None listed |
| Lite - Instant 80Kinstant funding | $80K | 57 | $2,959 | None (instant) | 10% balance trailing | 4% | 80% | 7 days | – | None listed |
| IF Starter - Instant Funding 100Kinstant funding | $100K | 66 | $484 | None (instant) | 4% static | 2% of higher of EOD balance/ | 90% | 1 days | – | None listed |
| Static - IF Micro Pro- Instant Funding 100Kinstant funding | $100K | 62 | $739 | None (instant) | 6% static | 4% of higher of EOD balance/ | 80% | 1 days | – | 15% (Funded) | 20% with add on except for $100K accounts |
| Instant Funding Clarity - Instant 120Kinstant funding | $120K | 59 | $6,049 | None (instant) | 10% balance trailing | None | 80% | 7 days | – | None listed |
| Instant Funding Pro - Instant 120Kinstant funding | $120K | 59 | $5,499 | None (instant) | 10% balance trailing | None | 80% | 7 days | 0 | None listed |
Data checked 9 October 2026. Prop firms change their rules often, so confirm on the firm's own site before you buy.