Prop firms · Futures
Topstep Review: Rules, Fees, Best and Worst
Score71/100By Tanishq Sonawane · Last verified
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Radar profile
71/100
Overall score of the No Activation Fee - 1-Step 50K plan ($95 / month for $50K), eight axes weighted equally. Higher is better for the trader.
Figures below are for the Topstep - No Activation Fee - 1-Step 50K plan unless a row says otherwise.
| Challenge fee | $95/ |
|---|---|
| Account size | $50K |
| Evaluation | 1-step |
| Profit target | $3,000 |
| Profit split | 90% |
| Max drawdown | $2,000 EOD trailing |
| Daily loss limit | Optional: $1,000 if chosen at checkout |
| Payout frequency | Standard Path: 5 days, $150 per winning day | Consistency Path: 3 days, meet 40% consistency rule |
| Scaling plan | Contract scaling plan on funded accounts (details on Topstep help centre) |
| Account sizes offered | $50K-$150K |
| Fee range | $49-$229 (some monthly) |
| Platforms | TopstepX |
| Assets | fx, crypto, energy, metals, futures, indices, bonds, agriculturalProducts |
| Launched | January 2012 |
| Based in | United States |
| CEO | Michael Patak |
Best
- TopstepX platform well liked
- Clear rules, fair targets
- Very responsive support
- Reliable payouts, no denials reported
Worst / red flags
- ~$149 activation fee
- Platform glitches when volatile
- Slower international payouts
- 5-day payout rule and caps
Trust score
72.5/100
B - Good · rank 33 of 62
Topstep is a futures prop firm founded in January 2012 and based in the United States. We track 6 of its challenges (1-step), with account sizes of $50K-$150K and list fees of $49-$229 (some monthly). Platforms: TopstepX.
Verdict: Well trusted; read the flagged rules before buying.
All 6 challengesSize, list price, targets and limits for every plan
| Challenge | Size | Score | List price | Target | Max loss | Daily loss | Split | Payouts | Min days | Consistency |
|---|---|---|---|---|---|---|---|---|---|---|
| No Activation Fee - 1-Step 50K1-step · max payout 50% of balance per request, max $2,000 (Standard path) / $3,000 (Consistency path) | $50K | 71 | $95 / month | $3,000 | $2,000 EOD trailing | None (optional $1,000 daily loss limit chosen at checkout; it is then fixed, carries into the Express Funded Account and lowers the price to $85 / | 90% | 3 days | 2 | Evaluation: best day max 55% of the profit target (exceeding it raises the target) | Funded: best day max 40% of net profit on the Consistency path; None on the Standard path |
| Standard - 1-Step 50K1-step · $149 activation · max payout 50% of balance per request, max $2,000 (Standard path) / $3,000 (Consistency path) | $50K | 65 | $49 / month | $3,000 | $2,000 EOD trailing | None (optional $1,000 daily loss limit chosen at checkout; it is then fixed and carries into the Express Funded Account) | 90% | 3 days | 2 | Evaluation: best day max 55% of the profit target (exceeding it raises the target) | Funded: best day max 40% of net profit on the Consistency path; None on the Standard path |
| No Activation Fee - 1-Step 100K1-step · max payout 50% of balance per request, max $3,000 (Standard path) / $4,000 (Consistency path) | $100K | 67 | $149 / month | $6,000 | $3,000 EOD trailing | None (optional $2,000 daily loss limit chosen at checkout; it is then fixed, carries into the Express Funded Account and lowers the price to $129 / | 90% | 3 days | 2 | Evaluation: best day max 55% of the profit target (exceeding it raises the target) | Funded: best day max 40% of net profit on the Consistency path; None on the Standard path |
| Standard - 1-Step 100K1-step · $149 activation · max payout 50% of balance per request, max $3,000 (Standard path) / $4,000 (Consistency path) | $100K | 65 | $99 / month | $6,000 | $3,000 EOD trailing | None (optional $2,000 daily loss limit chosen at checkout; it is then fixed and carries into the Express Funded Account) | 90% | 3 days | 2 | Evaluation: best day max 55% of the profit target (exceeding it raises the target) | Funded: best day max 40% of net profit on the Consistency path; None on the Standard path |
| No Activation Fee - 1-Step 150K1-step · max payout 50% of balance per request, max $5,000 (Standard path) / $6,000 (Consistency path) | $150K | 67 | $229 / month | $9,000 | $4,500 EOD trailing | None (optional $3,000 daily loss limit chosen at checkout; it is then fixed, carries into the Express Funded Account and lowers the price to $199 / | 90% | 3 days | 2 | Evaluation: best day max 55% of the profit target (exceeding it raises the target) | Funded: best day max 40% of net profit on the Consistency path; None on the Standard path |
| Standard - 1-Step 150K1-step · $149 activation · max payout 50% of balance per request, max $5,000 (Standard path) / $6,000 (Consistency path) | $150K | 66 | $199 / month | $9,000 | $4,500 EOD trailing | None (optional $3,000 daily loss limit chosen at checkout; it is then fixed and carries into the Express Funded Account) | 90% | 3 days | 2 | Evaluation: best day max 55% of the profit target (exceeding it raises the target) | Funded: best day max 40% of net profit on the Consistency path; None on the Standard path |
Data checked 9 October 2026. Prop firms change their rules often, so confirm on the firm's own site before you buy.